CRITICAL DEMAND Mercer County · ZIP 45822 Updated 2026

Memory Care Costs in Celina: Don't Go Bankrupt in 2026

Memory care in Celina averages $5,840/month — that's $70,080 per year. With regional occupancy at 94%, waitlists are forming now. Our placement advisors work at no cost to your family.

Memory Care Avg

$5,840

per month

Assisted Living Avg

$4,210

per month

Regional Capacity

94%

occupied

Seniors 65+ in Area

3,820

in Mercer County

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Financial Depletion Estimator

Fund Burn-Rate Calculator

Live

Total Liquid Assets$150,000

$0$500,000

Monthly Fixed Income$1,800/mo

$0$5,000/mo

Care Cost

$5,840/mo

Net Shortfall

−$4,040/mo

Annual Draw

$48,480/yr

Projected Fund Depletion

37 months

Funds exhausted by approx. April 2029

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Estimate only. Does not account for rate increases, inflation, or asset growth. Not financial advice.

Pricing Data · Celina, OH

Cost Breakdown by Care Level

Care Type	Monthly Base	Annual Cost	Medicaid	vs. OH Avg
Memory Care (Studio)	$5,840	$70,080	Limited	-$840
Memory Care (Private)	$6,716	$80,592	Limited	-$464
Assisted Living (Shared)	$3,579	$42,948	PASSPORT Waiver	-$521
Assisted Living (Studio)	$4,210	$50,520	PASSPORT Waiver	-$370
Skilled Nursing (Semi-Private)	$7,884	$94,608	Yes — Chapter 5101	-$866

Common Add-On Charges (Not Included in Base Rate)

Medication Management

$200–$450/mo

Incontinence Care

$150–$300/mo

Physical Therapy

$400–$900/mo

Level 3 Memory Care

+$500–$1,200/mo

Verified Listings

Celina Area Facilities

Memory Care Medicaid

Celina Manor Care Center

1034 W. Market St, Celina, OH 45822

$5,840/mo

42 beds total

Check Availability →

Assisted Living Medicaid

Mercer County Care Center

800 W. Main St, Celina, OH 45822

$4,210/mo

68 beds total

Check Availability →

Financial Aid Options

Ohio Medicaid & PASSPORT Waiver

Ohio's PASSPORT Waiver (now MyCare Ohio) provides home and community-based services for seniors who qualify for nursing facility level of care. Income and asset limits apply.

▸ Individual asset limit: $2,000 (countable assets)
▸ Income limit: ~$2,742/month (2024 figures)
▸ Community Spouse can retain up to $154,140
▸ Application through county DJFS office
▸ Spend-down planning may be required — consult an elder law attorney

Veterans Benefits in Celina

VA Aid & Attendance benefit can provide up to $2,727/month for veterans requiring daily care. Does not affect Medicaid eligibility.

Nearest VA facility: Mercer Health area

Verify VA Eligibility — Free